Temporary car insurance, otherwise known as short term car insurance is possible and may be suitable for you in certain situations. In the UK, it’s illegal to drive without car insurance and doing so could land you with a hefty fine and six points on your licence. If you don’t own a car, you are unlikely to have or need your own car insurance, but what if you want to borrow a car? What if you do have a car and want to lend it to a friend? These are just a few of the reasons why you might be looking for short term cover.