Car finance made simple

We make getting car finance simple so you can be on the road in no time.

  • Get a free no-obligation quote
  • Purchase any vehicle from any dealer
  • Don’t pay broker fees
  • Check a car’s history & value at no cost
Price calculator

Car finance calculator

I would like to borrow
£60
To pay back over
3.5 years

Car finance in less than 90 seconds

With just a few details from you, we’ll find the most competitive finance offers from the very best lenders. It couldn’t be quicker!

The UK’s best new and used car finance offers

It’s our mission here at Car.co.uk to not only ensure that the process of finding and acquiring a finance agreement is as transparent and as simple as possible but to also make certain that you find the best form of finance available to suit your specific requirements and circumstances.

If you’re looking for new or used car finance agreements, then we can help you. For us to understand the type of finance that’s right for you, it can help to ask yourself a few questions. Firstly, how long you are likely to keep the car you’re thinking of buying? How much can you afford to pay back per month? Finally, consider your current credit rating to help assess what offers and types of finance you might be eligible for.

You might decide to explore a hire purchase finance option; where you make a monthly repayment until the complete cost of the car is covered – at which point you become the owner. Then again, you might decide that a personal contract hire is right for you – you won’t own the car, but you’re free to simply hand it back when the time comes. 

We also have a range of lenders who can provide personal contract purchase agreements – sometimes known as ‘personal contract plans’ or PCP car finance. With a PCP deal, you’ll generally make a lower monthly payment – simply because you’re not paying off the full value of the vehicle. When you get to the end of your plan, the amount left to pay means you have some ownership options; you might want to hand the car back and walk away, you might decide to keep the car and pay the amount off – or you might decide to upgrade and negotiate a new PCP motor finance deal.

PCP or personal loan, hire purchase or contact lease - whichever option sounds right for you, you can take advantage of our helpful finance calculator, which will give you an idea of just what kind of finance deals are available. If you know how much you’d like to borrow and over what time period you’d like to spread your repayments, then you can get a quote quickly and easily.

A huge range of products to suit your individual needs

Are you looking for guaranteed car finance? Perhaps you’re worried about bad credit, or you’re hoping to find low-interest car finance packages? Whichever product is right for you – we’ll have a lender on hand to help.

You’ll never get a one-size-fits-all deal either – we’ll take everything into account to make sure you get the very best car finance rates you’ll find anywhere in the UK! What’s more, we’re always on hand to help if you need any assistance. 

Price calculator

Car finance calculator

Get an instant finance quote

I would like to borrow
£60
To pay back over
3.5 years

How it works

Need car finance without the hassle? You’re in the right place. Choose the amount you want to borrow and the repayment terms to see a range of deals.

Compare car finance from leading brands

  • BARCLAYS
  • paragon car finance
  • Santander CONSUMER FINANCE
  • HITACHI Inspire the Next

img-finance-2x.pngCar finance calculator

Make use of our innovative finance calculator and find the finance deals you are eligible for. Just enter the amount you need to borrow and the length of term and get a quote.

Changing the way business is done in the motor industry

At Car.co.uk, the work we do helps to support charity work in local communities.

You might not associate food banks, adult work training programmes, and supported living homes with car finance – but at Car.co.uk, these things are closely linked. As our business grows, so does our commitment to creating social value – giving back to the people and communities that use our services. To make this happen, we work with partner charities that deliver incredible work, both here in the UK, and overseas.

When you shop for car finance using our helpful tools, part of the revenue you help us to create will go towards funding an enormous range of social value projects. One of our partner charities has created the UK’s largest food redistribution network; to make sure no good food goes to waste. Thousands of tons of good food are saved from landfill every year – and used to support food banks, breakfast clubs, and community kitchens instead.

Elsewhere, another of our partner charities establishes HMP Academies – training programmes that provide offenders with real work skills, helping to significantly reduce reoffending rates after release.

Helping to ease the strain on taxpayer-funded services around the country

While countless individuals find help through the organisations we support – the benefit of the work they do spreads much further.

It’s no secret that local authorities and emergency services often struggle to ensure their resources can meet everyone’s needs – but at Car.co.uk, we’re trying to change that. To date, the organisations we work with have created over £17 million worth of savings for social housing services, the benefits system, and the NHS; a real difference that can be felt by every UK taxpayer.

What our customers say

We’ve helped thousands of people find a finance deal that’s perfectly suited to their needs. This is what some of them have said:

Car finance news & blogs

Looking for news, information, and guides relating to car finance? We’ve put it all in one place for you to browse.