It’s our mission here at Car.co.uk to not only ensure that the process of finding and acquiring a finance agreement is as transparent and as simple as possible but to also make certain that you find the best form of finance available to suit your specific requirements and circumstances.
If you’re looking for new or used car finance agreements, then we can help you. For us to understand the type of finance that’sf right for you, it can help to ask yourself a few questions. Firstly, how long you are likely to keep the car you’re thinking of buying? How much can you afford to pay back per month? Finally, consider your current credit rating to help assess what offers and types of finance you might be eligible for. Whether you are looking for car finance for an Audi, BMW, Ford, Vauxhall or any car manufacturer in the UK then you can start your application with Car.co.uk where our partner can compare leading finance products from over 17 lenders with a fast decision and a leading service.
You might decide to explore a hire purchase finance option; where you make a monthly repayment until the complete cost of the car is covered – at which point you become the owner. Then again, you might decide that a personal contract hire is right for you – you won’t own the car, but you’re free to simply hand it back when the time comes.
They also have a range of lenders who can provide personal contract purchase agreements – sometimes known as ‘personal contract plans’ or PCP car finance. With a PCP deal, you’ll generally make a lower monthly payment – simply because you’re not paying off the full value of the vehicle. When you get to the end of your plan, the amount left to pay means you have some ownership options; you might want to hand the car back and walk away, you might decide to keep the car and pay the amount off – or you might decide to upgrade and negotiate a new PCP motor finance deal.
PCP or personal loan, hire purchase or contact lease - whichever option sounds right for you, you can take advantage of our helpful finance calculator, which will give you an idea of just what kind of finance deals are available. If you know how much you’d like to borrow and over what time period you’d like to spread your repayments, then you can get a quote quickly and easily.
With a finance arrangement in place you are free to select a vehicle from an already approved dealer or can source a vehicle privately. Assistance is available throughout every step of the car buying journey. You can even get a free valuation and history check on any vehicle you are interested in. It is all part of the professional service you will receive when you start your journey with Car.co.uk.
Are you looking for guaranteed car finance? Perhaps you’re worried about bad credit, or you’re hoping to find low-interest car finance packages? Whichever product is right for you – a quote through Car.co.uk provides access to a large panel of lenders with over 70 finance products - to increase your chances of approval and find a product just right for you.
Working with a large panel and leading products allows you to maximise your chances of approval with funding options for:
- Specialist vehicles
- Bad credit car loans
- Self employed car finance
- No deposit car finance
- Electric car finance
- Finance for young drivers