Which car insurance company am I with?
Don’t panic if you can’t remember who your car insurance is with. The best way to find out is by checking your paperwork – but if you don’t have it to hand, you can look at who your monthly payment is made to through your banking app or search your emails for electronic copies of your documents.
When does my car insurance expire?
It’s important to keep track of car insurance expiry dates – so you never find yourself driving without adequate cover. To find out when your insurance ends, you can check your paperwork, call your provider, wait for your renewal notice to arrive, or check the Motor Insurance Database.
Does no claims bonus expire?
Yes, your no claims bonus (NCB) can expire – and will do so 2 years after your last car insurance policy comes to an end. If you want to make sure you keep your NCB, you’ll need to take out a new policy within 2 years.
Does car insurance automatically renew?
The majority of UK car insurance companies will automatically renew your cover when it ends so you don’t accidentally end up uninsured. By law, your provider must notify you that your insurance will renew – and they must show you last year’s price too – so you can decide whether you’re getting a good deal.
Does a SORN car need insurance?
As long as you have made a Statutory Off-Road Notification for the car in question, you don’t need SORN insurance – but you might decide you want to insure it; depending on your circumstances.
Why car insurance is mandatory
In the UK, car insurance is a legal requirement to have a policy in place if you own a vehicle. It provides you with financial protection if you have an accident.
When is car insurance due?
The vast majority of insurance companies will let you choose between paying monthly or yearly for your policy. Your policy will therefore expire at midnight on the expiration date, unless your policy auto renews.
Can car insurance overlap?
Yes, it is possible for two car insurance policies to overlap. This can happen when you switch to a new policy with a different provider before your previous policy has come to an end.
Can car insurance be paid monthly?
Yes, car insurance can be paid monthly. In fact, many people pay for their car insurance by monthly instalments.