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Provide us with few details about your used vehicle & we’ll quote you a price for complete peace of mind motoring.

  • Cover for when your manufacturer warranty expires
  • Financial protection for used cars from expensive repair costs
  • Car hire, roadside assistance and travel costs covered as standard

Can you buy a warranty for a private sale car?

If you are buying a nearly new car that is still within its initial manufacturer's warranty, this cover should simply move over to you. In simple terms, the warranty is attached to the specific car, rather than its owner. That said, do check this out directly with the manufacturer and make sure you have all the appropriate documents to hand before you make the call. In order for the warranty to be valid, full ownership must have passed legally to you.

The more likely scenario, however, is that you are buying a car that's no longer covered by a manufacturer's warranty, and so you'll be wondering ‘can you buy a warranty for a private car sale?’ The answer is still yes.

What to have in place before you start looking for a car warranty

All the points you are advised to check before buying a car privately are equally important when it comes to shopping around for a warranty. You'll get a much better deal if you have all the right documentation and information about your car and its history.

Try to make sure that:

  • Your car comes with a full service history and ideally receipts for any work done or parts purchased
  • You have the log book and the car's MOT certificate (you must have the original - a photocopy isn't enough)
  • You've checked out the car's details with the DVLA's free online vehicle information checker (you need the registration number, MOT test number, mileage, make and model)
  • You've checked the MOT history of the car on's free service
  • You've run a data check to ensure the car hasn't been written off (available through the AA and the RAC at an approximate cost of £20)

How can I find the best car warranty provider?

As with all purchases, doing your homework before you buy pays off. Take your time and don't rush into a deal with the first provider you come across. Most of the reputable car websites and magazines offer reviews of warranty companies, so accessing industry evaluations can be relatively easy.

The majority of warranty providers’ websites include customer reviews, and if you read enough of them, you should get a clear picture of levels of customer satisfaction. Also consider looking for guidance from consumer organisations such as Which?, the AA and the RAC.

What questions should I be asking to make sure I'm getting a good deal?

  1. Are there different levels of cover available?
  2. Are parts replaced on a like-for-like basis?
  3. Is there a limit on the hourly cost of labour?
  4. Is breakdown cover included?
  5. What about towing to a garage in the event of a breakdown?
  6. Is an allowance for car hire included?
  7. Does your company charge for betterment (when a repair increases the value of your car)?
  8. Are you covered for consequential failure - when a part that isn't covered fails and causes damage to a part that is covered?
  9. What are the mileage limits?
  10. Can I choose which garage carries out repairs or can I only use approved garages? If so, are the garages in a location convenient to me?

Taking out a warranty for a car you've bought in a private sale doesn't have to be complicated. As long as you do your research and know what it is you want from this type of vehicle cover, you should be able to find just the right package for you. And once you’ve got a warranty in place, you can benefit from extra peace of mind when driving your car.

Other related FAQs

Looking for more related content to this? We’ve picked a selection of related topics that you may find helpful

Yes, it is possible to buy warranty cover for your car if it is not offered as part of the purchase.

When you've bought a brand new car, you are covered by a manufacturer's warranty, usually for three years. When this expires, it is up to you whether you take out an extended warranty policy or not.

The price of extended car warranties can vary. Generally speaking, the more your pay for your cover, the more you can claim for - although you’ll need to read the small print to see exactly what specific policies protect you against.

In short, car warranty a type of insurance that pays for the cost of replacing or repairing parts in the event of a mechanical or electrical failure.

A new car warranty policy provides cover for a number of different things, including the air conditioning system, audio system and electrical components of the vehicle.

Some garages sell used cars with a three month warranty. This type of warranty can include cover for some mechanical and electrical faults, but it’s important to check the fine print of your policy to understand what you’re covered for.