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  • Cover for when your manufacturer warranty expires
  • Financial protection for used cars from expensive repair costs
  • Car hire, roadside assistance and travel costs covered as standard

What do extended car warranties cost?

Extended warranties can give you added peace of mind that if there’s a mechanical or electrical fault with your car, you won’t be left out of pocket. However, you will have to pay for this extra reassurance - and the prices of extended car warranties differ depending on a range of factors. 

The factors that can impact on how much you pay include:

  • make and model of the car
  • age and mileage of the car
  • whether or not you have a full service history and all the appropriate documentation
  • driving details, such as expected usage and annual mileage
  • whether you are paying a one-off sum or in monthly instalments
  • the level of your excess - some providers allow you to choose higher or lower excess charges and this will impact the cost of your warranty

A rough guide

As a general indication of cost, these figures represent an average of the kind of deals readily available through the most popular warranty providers.

For a small car like a Ford Fiesta or a Toyota Aygo, you might expect to pay as little as £165 for basic cover on a car that's three years old and has done 30,000 miles, rising to around £500 for a premium policy.

For a medium sized car like a Vauxhall Astra or a Nissan Qashqai, the figures would be a little higher, with basic cover costing around £180 rising to just over £600 for the most comprehensive cover.

For basic cover on a BMW 3 Series, expect to pay about £210, and this rises to around £630 for the premium warranty cover.

How do I find the best deal?

If you're buying a pre-owned car from a dealer, it is more than likely that you will be offered a warranty deal through them. These are often competitively priced and can be a really good option, although it's always worth comparing the offer with other providers. As a general rule, the larger the dealership, the better placed they are to negotiate good deals for their customers.

If you are buying privately, you'll need to do your homework and compare warranties from a range of providers. Good advice to follow might be:

  • use an online car warranty comparison website to get a feel for the market
  • consult independent experts like the AA, RAC and Which?
  • make sure you look carefully at the warranty package details - are you sure you're comparing like with like in terms of levels of cover?
  • look at the 'extras' like breakdown cover and car hire allowances
  • think about whether you need to be covered abroad - the best providers offer European cover as standard
  • look very carefully at what is and isn't covered, taking particular care with words like 'betterment' and 'consequential damage'
  • be prepared to ask plenty of questions - a phone call can make all the difference
  • read customer reviews

In the end, buying a car warranty is like any other purchase in that what’s best for you is the product that meets your personal needs. If you're planning lots of driving trips abroad, European breakdown cover might be your priority, or if you are on a tight budget, you might feel that overall cost is your driving factor. If you are prepared to put a little time into doing the research, there are some great deals out there.

Other related FAQs

Looking for more related content to this? We’ve picked a selection of related topics that you may find helpful

A new car warranty policy provides cover for a number of different things, including the air conditioning system, audio system and electrical components of the vehicle.

Yes, it is possible to buy warranty cover for your car if it is not offered as part of the purchase.

Some garages sell used cars with a three month warranty. This type of warranty can include cover for some mechanical and electrical faults, but it’s important to check the fine print of your policy to understand what you’re covered for.

In short, car warranty a type of insurance that pays for the cost of replacing or repairing parts in the event of a mechanical or electrical failure.

Yes, you can buy cover for cars purchased in a private sale.

When you've bought a brand new car, you are covered by a manufacturer's warranty, usually for three years. When this expires, it is up to you whether you take out an extended warranty policy or not.