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Get an instant car
insurance quote for 18-year-olds

It only takes a few minutes – and we’ll find the cheapest insurance policies for 18-year-olds.

We’ll help you find the best car insurance for 18-year-olds

It only takes a few minutes – and we’ll find the cheapest insurance policies for 18-year-olds.

Finding the best value car insurance when you’re young

If you’re 18 and you’ve just passed your test, you’re probably eager to jump into your car and experience a new level of independence and freedom – but insurance costs can often cut your excitement short.

Many insurance companies consider 18-year-olds to be high-risk on the road – but, at Car.co.uk, we understand that even the very best drivers have to start somewhere – so we do everything we can to find the cheapest car insurance policies for 18-year-olds.

In many cases, the key to finding cheap insurance cover starts with finding the right car. The cheapest cars to insure for 18-year-olds tend to be small, gently powered city cars – and, the reduced purchase price of pre-owned models often also helps to keep premiums low. If you’re shopping for your first car, you might want to explore the Volkswagen Polo and Up!, the Skoda Citigo, the Hyundai i10, and the Toyota Aygo and Yaris – all of which will help to keep premiums down thanks to their low insurance groups.

Of course, it’s not just your choice of car that impacts your premiums. Insurers also consider a lack of experience on the road to be a risk – and black box insurance can be a great way to prove them wrong. A black box or ‘telematics’ policy will allow insurers to monitor your driving – rewarding people who drive more cautiously – or at off-peak times. It might mean limiting your motoring a little – but it can make a big difference to the price you’ll pay for cover.

Whichever car or policy type you decide on, you’ll be able to provide quotes that offer fully comprehensive cover – or, reduced cost third party, or third party, fire and theft cover – helping to keep your costs as modest as possible.

Would you like to talk to our team?

Most comparison services work online only – but if you’d prefer to talk to one of the Car.co.uk team, we’re always happy to talk. We’ll track down the same great cover you’ll find online – and we’ll even be able to get your cover started straight away.

As well as providing outstanding quotes; we make sure each policy we provide comes packed with money-saving benefits:

Cover that starts from day 1

From the moment your policy starts, you’ve got access to every benefit

Car hire included on leading plans

Car off the road? We’ll make sure you’ve still got transport

Recovery and roadside assistance

Worried about breakdowns? Don’t be! We include cover with your policy

Unlimited number of repairs

Does your car need multiple repairs? Don’t worry – we’ve got you covered

Car insurance for 18-year-olds – get a quote now

We only need a couple of details from you – and we’ll return outstanding prices for younger drivers.

Car insurance policies that help to save lives

You probably don’t expect your first car insurance policy to come with any feelgood factor – but at Car.co.uk, that’s exactly what you’ll get.

When you choose our service to purchase your policy, part of the funds it helps us to generate will be used to support a range of incredible social value projects around the country.

From crime reduction programmes that help to ease the burden on taxpayer-funded services – to food redistribution networks that run food banks and community kitchens, you’re directly helping some of the most vulnerable people in the UK.